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Ed,
The effort and knowledge that goes into buying the right plan is substantial. I bought a PA-28-140 a couple years ago. I bought it as an IFR trainer which it performs well as. Unfortunately for the same reasons it is a good trainer it is not a great personal/business use plane. Speed and useful load for training are often not what you want for "after" use. If you buy a plane for training consider this or resign yourself to the fact that you will be selling and moving up sometime soon. (as I am doing now).
One last comment, assuming your speding $50 plus and hour for a plane you'll need to fly about 200 hours a year to even come close to financially justifying owning an airplane. Or you can do as I and some of my other airplane owning friends do. We believe you can not put a price on being able to say "that's my plane"
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