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I would point out that a twin is going to cost 80% more than a single to fly. If this expense will cause you to skimp a little here or there at the next annual or cut back on flying to the point of sacrificing currency, then safety is better in the single engine.
The advantage of a second engine does not make you bullet proof, but if it makes you think you are bullet proof to the extent that you don't practice emergencies or consider emergency landings etc.. then safety is greatly compromised.
The bottom line is that two engines don't make airplanes safer, good maintenance and training does.
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